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News and Events | 1st INTEGRITY MORTGAGE | Page 3

Will my property taxes be impacted ?

Your property taxes will not be impacted. Even though an appraisal is done to establish the value of the home, it is never shared with the county for tax purposes, and in the state of California property taxes are based on the initial sales price of the home then adjusted annually subject to annual limits. […]

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How will a reverse mortgage impact my spouse?

To obtain a reverse mortgage, all borrowers must be listed on the deed to the home and be at least 62 years old. If married, both a husband and wife will have to be on the loan application. Assuming both spouses are borrowers on the reverse mortgage, if one borrower predeceases the other, there is […]

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