Mortgage rates move up and down with the markets. We at Martin Lending Group subscribe to several mortgage news agencies that provide us with daily information on both short and long term interest rate forecasts. While we don’t have a perfect crystal ball, be assured with our experience, our large number of lending partners and our continually updating knowledge we will be able to offer you very good interest rates. Since interest rates fluctuate by the literally the minute, we encourage you to work with your loan officer to establish a target rate rather than try and quote you rates here on this page.
When homeowners or soon to be homeowners meet with a loan officer the first question they ask is;” almost always what are your rates?”
While we agree that the final interest rate is important, and will gladly share that information we have found that it is important to ask a few other questions:
- What fees do you charge?
- What are the overall closing costs?
- How can I lower the rate/closing costs?
- Can I talk with you on my schedule? IE nights and weekends?
Purchasing or refinancing a home can be a stressful experience, we strive to remove as much stress as possible.